This story appeared in Bank Digest.
The Treasury Department has posted the following servicer participation agreement for the Home Affordable Modification Program (HAMP). This agreement is the first step servicers need to take to participate in HAMP for loans that are not owned, securitized or guaranteed by Fannie Mae or Freddie Mac.
Bay Federal Credit Union at http://www.financialstability.gov/docs/HAMP/Bay%20Federal%20Credit%20Union.pdf